J King Advisors helps employers evaluate and implement Preventive Care Management Programs that combine payroll tax savings, employee health resources, accident coverage, and TPA-supported administration.
For employers with hourly, full-time, or benefits-eligible workforces who want to improve benefits while reducing payroll tax waste.
Enter the number of eligible employees and see the annual value created across the organization.
Annual economic impact
$134,850
Net annual employer savings
$44,850
$897 x 50 employees
Annual increase in employee take-home pay
$90,000
$1,800 x 50 employees
Economic Impact = Employer payroll tax savings + Increase in employee take-home pay.
Assumptions: $897 annual employer savings per employee and $150 monthly increase in employee take-home pay.
Estimates are illustrative only. Actual results depend on plan design, payroll, census, tax treatment, utilization, fees, and final underwriting. This is not legal, tax, or financial advice.
The opportunity
PCMPs are built to enhance employee benefits while creating payroll tax efficiencies for employers. The right implementation should be clear, compliant, measurable, and supported after launch.
The program is designed around pre-tax employee contributions that may reduce taxable payroll and create meaningful employer FICA savings.
Employees gain access to proactive care resources designed to identify issues earlier and reduce avoidable high-cost care patterns.
Amaze Health provides concierge-style virtual care, healthcare concierge support, mental health support, chronic condition management, and more.
The plan includes an accident policy that supplements existing coverage and helps employees with eligible accident-related expenses.
Rx Valet provides access to over 1,000 commonly prescribed acute medications at no charge, plus discounts on other medications.
A third-party administrator helps support setup, payroll coordination, billing, enrollment, and ongoing plan service.
How employees benefit
The program is designed to give employees practical resources they can use: virtual urgent care, healthcare concierge, mental health support, chronic condition management, prescription savings, and accident coverage.
Help with referrals, billing questions, prior authorizations, and healthcare navigation.
One-click access to care without waiting rooms or unnecessary urgent care visits.
Support ranging from peer resources to licensed psychology and psychiatric care coordination.
Implementation path
We help employers understand the business case, review the proposal, coordinate the administrator workflow, and support the employer through the first payroll run.
Confirm employee count, payroll cadence, current benefits, and eligibility.
Run census and payroll data to estimate employer and employee impact.
Review savings, benefit stack, compliance workflow, and implementation timeline.
Coordinate RFC, contract packet, kickoff calls, employee education, and payroll testing.
First live payroll review, billing support, enrollment help, and ongoing account management.
PCMP Explainer
Watch this quick overview to see how a Preventive Care Management Program can combine employer payroll tax savings with meaningful employee benefits.
Inline booking page
Important: The PCMP is not major medical coverage and is not designed to replace comprehensive health insurance. Benefits, savings, tax treatment, fees, exclusions, restrictions, and plan provisions vary and are subject to final plan documents. Information on this page is for general informational purposes only and does not constitute legal, tax, financial, payroll, ERISA, ACA, Section 125, or insurance advice. Employers should review savings, eligibility, implementation, and compliance questions with the appropriate professional advisors, carrier materials, TPA process, and plan documents.